Common Mortgage Questions

How do mortgages work?

Registration, term length, and amortization

What do lenders look for?

I. C. E. P.

Why does getting “pre-approved” benefit you?

Rate holds, Document Collection

Can I see my credit report? Is my credit good enough?

Beacon Scores, Free Credit Reports, How Credit Works

How much home can I afford?

The 39/44 rule of lending

Can I buy a home with no money down?

Gifting or Borrowing your down payment

How can I avoid getting stuck with a bad mortgage?

Understanding the fine print, how rate isn’t always your best bang for buck